Empowering business owners through Proactive Accounting

At Prosper, we're all about setting the gold standard in proactive accounting, helping business owners unlock their full potential. Based in Cambridge, our small team provides a flexible and supportive environment, empowering clients to learn and grow. We speak your language, handling compliance and focusing on wealth generation through compliance and advisory services that support your business's growth and success.

Services
 

Business & Accounting Education

Learn how to best use Xero, or check out some of our other online courses on offer! We are Xero Certified and want to teach you some helpful tips & tricks. We also host workshops on how to budget, wealth creation and planning for your retirement!

I want to learn!

 

Here at Prosper, we love Xero! We require all of our clients to use it. It’s the latest and greatest software letting us be efficient and making your accounting life that much easier! If you need help learning how to use Xero or transitioning to the software, you can check out our courses but we are also here to help.

Why choose Prosper?

Our goal is to establish the gold standard in proactive accounting, enabling entrepreneurs to reach their fullest potential.

  • At Prosper, we go beyond just the numbers. We understand what it’s like to run a business, because we’ve done it (and are still doing it, in other industries) too. We partner with you to help you grow sustainably, make confident decisions, and stay on top of your tax. We’re approachable, tech-savvy, and proactive—no stuffy meetings or surprise tax bills here.

  • Our Business Master service includes management reporting with clear tax estimates and regular check-ins throughout the year—so you’re never caught off guard. You’ll have up-to-date visibility on your income, expenses, and profit, helping you make informed decisions in real time, rather than looking back months later when your year-end accounts are done.

  • We work with small business owners across New Zealand in a range of industries—trades, professional services, creatives, healthcare, retail, beauty, and more. Whether you’re just getting started or have been in business for years, we tailor our support to meet your needs.

  • Hnry can be a helpful tool for contractors who want a hands-off approach to tax, but it’s not designed for growing businesses. It automates deductions as you go, which can reduce visibility and ownership over your finances. We believe when business owners stay connected to their numbers, they build stronger habits and make better decisions long term. If you're looking to grow, increase profitability, or gain real financial clarity, we offer personalised support to help you take control and plan ahead with confidence.

Want to know more about us?

Latest on the blog

Blog
Understanding Xero’s Cash Graph & Cash
Xero Tips
Understanding Xero’s Cash Graph & Cash
Xero Tips

Cash flow is the lifeblood of any business, and having a clear understanding of your cash position is crucial for making informed financial decisions. Xero’s cash graph and cash reporting tools provide small business owners with valuable insights into their financial health. If you’re not already using these features, here’s why they’re worth exploring.

Read More →
Xero Tips
Is your income down this year? You might be able to reduce your 3rd provisional tax payment
Understanding Tax, Tax Saving
Is your income down this year? You might be able to reduce your 3rd provisional tax payment
Understanding Tax, Tax Saving

If your business hasn't performed as well this year, there's a silver lining: you might not need to pay as much in your third provisional tax instalment due on 7 May. However, to adjust your payment safely and avoid any potential interest or penalties from Inland Revenue (IRD), it's crucial to review your financials and calculate the correct amount of tax to pay (if any) promptly.

Read More →
Understanding Tax, Tax Saving
GST on Imports and Zero-Rated Sales
Understanding Tax
GST on Imports and Zero-Rated Sales
Understanding Tax

For small businesses in New Zealand engaging in international trade, understanding how Goods and Services Tax (GST) applies to imports and zero-rated sales is crucial. Whether you’re buying goods from overseas suppliers or selling to customers outside New Zealand, navigating GST correctly ensures compliance and optimizes cash flow.

Read More →
Understanding Tax
What Are KPIs and How Can They Help Your Business Grow?
General Tips, Business Basics
What Are KPIs and How Can They Help Your Business Grow?
General Tips, Business Basics

Key Performance Indicators (KPIs) are essential for tracking business performance and ensuring long-term success. Whether you run a professional services firm, a retail store, a hospitality business, or a creative agency, the right KPIs provide clarity on what’s working and where improvements are needed.

Read More →
General Tips, Business Basics
What Happens if Your Shareholder Current Account is Overdrawn – And How to Fix It
Understanding Tax
What Happens if Your Shareholder Current Account is Overdrawn – And How to Fix It
Understanding Tax

If you're a small business owner trading through a company, you probably have a shareholder current account – even if you don’t realise it! This is simply the record of money flowing between you and the company. Ideally, this account should stay in the black (positive balance), but sometimes it goes the other way – and that's where problems can start.

Read More →
Understanding Tax
Understanding Entertainment Expenses: What's 50% Deductible and What's 100% Deductible
Understanding Tax
Understanding Entertainment Expenses: What's 50% Deductible and What's 100% Deductible
Understanding Tax

Navigating the intricacies of entertainment expenses for tax purposes can be challenging. In New Zealand, the deductibility of such expenses is governed by specific rules that determine whether an expense is 50% or 100% deductible. Understanding these rules is crucial for businesses to ensure compliance and optimise their tax positions.

Read More →
Understanding Tax

 

Switching accountants is easy

 

1.

Lets Chat! You can switch accountants at any time. The first step is meeting with us! It’s so important to make sure we are the right fit for each other. Lets have a coffee and a chat, and learn more about each other.

2.

The Switch: we can let your previous accountant know that we are going to work together for you, or you can start this process yourself. Ultimately though, we will send your previous accountant a letter to let them know we will start acting for you, and they will handover your work files that are necessary.

3.

That’s it! There’s a bit of paperwork to sign to get onboarded with us. We need some details from you, and access to your Xero file if you have one. We can’t wait to work with you!

“It's been great dealing with Abbey. She is easy to deal with, knowledgeable and treats our business like her own. I highly recommend her.”

—Adrian Yamunanathan, Ind Place Insurance Brokers

Partnering with

Let’s have a coffee and see how we can help!

There’s no commitment, pressure, or obligation.